When you receive treatment through a hospital, surgery center, or healthcare provider who offers BHG Patient Lending, you can opt to pay your out-of-pocket expenses over time with flexible monthly payments that fit your budget.
All credit scores accepted — from those rebuilding credit to those with excellent credit history1
No collateral requirements — no need to pledge your personal assets to qualify
Fixed low APR — regardless of your credit history or loan term
Flexible payments — select a monthly payment amount that fits your budget, with terms out to 60 months
No hard credit pulled — no hard inquiries will appear on your credit report
No hidden costs — no pre-payment penalties or confusing promotional periods
Let your provider know you’d like to settle your out-of-pocket costs with BHG Patient Lending.
Select the monthly payment and loan term that fits your budget. Then review and e-sign your loan document viauser-friendly online portal.
Within 48 hours, your balance is settled with your provider, and you will make monthly payments through the BHG Patient Lending platform.
|Length of Loan||Monthly Payment|
*Monthly payments based on 15.99% interest rate and $40 monthly payment minimum.
BHG Patient Lending offers financing for your healthcare costs at a fixed, low rate of 15.99%.
BHG Patient Lending is available to finance your healthcare expenses of $500 to $10,000.
Yes, your BHG Patient Lending loan will appear on your credit report. On-time payment history will reflect positively on your credit report, which can help build and improve credit.
Contact your hospital, surgery center, or provider’s office to find out if they offer BHG Patient Lending. If they do, their staff will be able to start your loan set up process in just minutes. If they don’t, feel free to recommend they contact us to find out how to become a participating provider.